Author Topic: random . . . randomness  (Read 458419 times)

walkie,talkie

  • Guest
Re: random . . . randomness
« Reply #3615 on: November 08, 2016, 03:31:23 pm »
Attention people on Facebook . . . nobody gives a s***, that you voted today

excontradiction

  • Member
  • Posts: 4037
Re: random . . . randomness
« Reply #3616 on: November 08, 2016, 04:04:49 pm »
A question to the board:

I recently discovered that my credit card's reward program allows you to trade points for concert tickets.  There's a disclaimer that you're "purchasing" tickets with points through a reseller, and are "paying" more points than actual face value.  Most of the listed shows are not sold out, and I could pay actual face value money (plus fees) for actual tickets.  Is it better to trade virtual money for actual tickets that essentially cost me nothing but virtually cost me more than I would or should have to pay, or do I pay actual money (plus fees) and save my virtual points for I have no idea whatever else you can get for points?

Assuming you can use the points for something else, this seems like a no brainer.

Sonos 5 = $499 retail or 101,000 points.  Each point is worth 1/2 a penny.
Clutch = $40 (incl fees) or 9,600 points. Each point is worth 4/10 of a penny.
Roger Waters = $175 (incl fees) or 35,000 points. Each point is worth 1/2 a penny.

I guess I'll pay cash for whatever I would buy if the points didn't exist, and use points for to "splurge" for whatever I wouldn't spend cash for.  Gmm.

Special masterHă〒çh n ☣ ☢ ☠

  • Member
  • Posts: 6902
  • Lorem Ipsum
    • insta photo
Re: random . . . randomness
« Reply #3617 on: November 08, 2016, 04:35:14 pm »
my opinion is ...unless it's a company card and you are able to keep the points (or things you purchase are reimbursed)
Points/Rewards are a fools errand...you can ALWAYS find a better deal on your own


you should look for the card with the biggest cash back
I've got the Blue Cash Card from American Express
3% at U.S supermarkets on up to $6,000 per year in purchases (then 1%);
2% at U.S gas stations;
1% on other purchases

Only bummer is the $75 fee
but the supermarket one covers that fee in just 1 month


Citi double cash looks like it might be the best deal now


I haven't done a lot of comparison on the air miles
but my understanding is it same...very few times where your miles are better than cash back

correct me if I'm wrong
LAMF

Yada

  • Member
  • Posts: 6784
Re: random . . . randomness
« Reply #3618 on: November 08, 2016, 04:50:01 pm »
my opinion is ...unless it's a company card and you are able to keep the points (or things you purchase are reimbursed)
Points/Rewards are a fools errand...you can ALWAYS find a better deal on your own


you should look for the card with the biggest cash back
I've got the Blue Cash Card from American Express
3% at U.S supermarkets on up to $6,000 per year in purchases (then 1%);
2% at U.S gas stations;
1% on other purchases

Only bummer is the $75 fee
but the supermarket one covers that fee in just 1 month


Citi double cash looks like it might be the best deal now


I haven't done a lot of comparison on the air miles
but my understanding is it same...very few times where your miles are better than cash back

correct me if I'm wrong

Pre kids, we flew Southwest multiple times a year... even with kids we still fly at least once, maybe twice a year. Anyway, long story short, I don't think I've purchased a Southwest flight for at least four or five years because of the ridiculous amounts of points we have from our credit card.  The last two years we've even had a companion pass which is where someone flies for free on every single flight.

So in this scenario, I feel like the points are better than $$$. I love the feeling of flying for the holidays for free vs. being like, "fuck, I just spent $1,500 to fly to the inlaws for four days."

Ya feel me sidehutch?

excontradiction

  • Member
  • Posts: 4037
Re: random . . . randomness
« Reply #3619 on: November 08, 2016, 04:50:42 pm »
Yeah, I didn't seek out the points.  Its a no-fee low interest card, and I just noticed the points I'd apparently been accumulating over the years.

hutch

  • Member
  • Posts: 15407
Re: random . . . randomness
« Reply #3620 on: November 08, 2016, 04:53:32 pm »
I'm with Hutch just can't let people catch a break...

Special masterHă〒çh n ☣ ☢ ☠

  • Member
  • Posts: 6902
  • Lorem Ipsum
    • insta photo
Re: random . . . randomness
« Reply #3621 on: November 08, 2016, 05:53:38 pm »
"fuck, I just spent $1,500 to fly to the inlaws for four days."

Ya feel me sidehutch?
So my parents made a deal with me years ago (they live in both FL and NY)
that they will always pay for flights if we bring the kids

So I don't need no freaking points plan when I have my parents love (and money)
LAMF

excontradiction

  • Member
  • Posts: 4037
Re: random . . . randomness
« Reply #3622 on: November 08, 2016, 05:58:14 pm »
.

Yada

  • Member
  • Posts: 6784
Re: random . . . randomness
« Reply #3623 on: November 08, 2016, 06:29:47 pm »
"fuck, I just spent $1,500 to fly to the inlaws for four days."

Ya feel me sidehutch?
So my parents made a deal with me years ago (they live in both FL and NY)
that they will always pay for flights if we bring the kids

So I don't need no freaking points plan when I have my parents love (and money)

Must be nice to be rich, brah.

Special masterHă〒çh n ☣ ☢ ☠

  • Member
  • Posts: 6902
  • Lorem Ipsum
    • insta photo
Re: random . . . randomness
« Reply #3624 on: November 08, 2016, 06:39:25 pm »
"fuck, I just spent $1,500 to fly to the inlaws for four days."

Ya feel me sidehutch?
So my parents made a deal with me years ago (they live in both FL and NY)
that they will always pay for flights if we bring the kids

So I don't need no freaking points plan when I have my parents love (and money)

Must be nice to be rich, brah.
hey I'm not the one who gets $300 porch bombs a few times a year
but it does help to have parents who value family time over expensive cars
LAMF

hutch

  • Member
  • Posts: 15407
Re: random . . . randomness
« Reply #3625 on: November 08, 2016, 06:43:42 pm »
"fuck, I just spent $1,500 to fly to the inlaws for four days."

Ya feel me sidehutch?
So my parents made a deal with me years ago (they live in both FL and NY)
that they will always pay for flights if we bring the kids

So I don't need no freaking points plan when I have my parents love (and money)

Must be nice to be rich, brah.
hey I'm not the one who gets $300 porch bombs a few times a year
but it does help to have parents who value family time over expensive cars



dude doesn't know when to stop putting his foot in his mouth.. its a terrible thing...

Special masterHă〒çh n ☣ ☢ ☠

  • Member
  • Posts: 6902
  • Lorem Ipsum
    • insta photo
Re: random . . . randomness
« Reply #3626 on: November 08, 2016, 06:48:46 pm »
Quote from: Donald Trump 45th President link=topic=23933.msg454234#msg454234
dude doesn't know when to stop putting his foot in his mouth.. its a terrible thing...

well you may have a point..but my parents were public school teachers...so hardly rich
LAMF

hutch

  • Member
  • Posts: 15407
Re: random . . . randomness
« Reply #3627 on: November 08, 2016, 06:49:34 pm »
One of my inlaws we have to pay to fly her in.. haven't seen her since the birth of my 4 year old...even if you pay for her to fly she gets do discombobulated from the trip from the west coast that its too hard.. her new husband is completely bonkers and would never come and its hard for her to leave him...last time she thought she was dying and i had to take her to some doctor another has alzheimers and lives a mile so we don't have to spend money to go see him but it kind of blows..forget him remembering the kids birthdays.. another lives in Miami Beach and is perfectly content to let the years go by with the very ocassional phone call where all he does is ask about how the kids are doing but then he of course forgets their birthdays and is fine not to see them for years... i think he may also have some mental illness which i probably have too.. our superstar grandparent lives in Argentina but lost all her money in the STanford Bank thingie.. so we have to pay to fly her in once or twice a year...us all flying to Buenos Aires is looking a bit expensive...

thats the way the cookie crumbles sometimes...it amuses me sometimes to see my friends who have parents that help them out financially, visit all the time etc... because it is so completely different from my reality...

Yada

  • Member
  • Posts: 6784
Re: random . . . randomness
« Reply #3628 on: November 08, 2016, 09:01:10 pm »
"fuck, I just spent $1,500 to fly to the inlaws for four days."

Ya feel me sidehutch?
So my parents made a deal with me years ago (they live in both FL and NY)
that they will always pay for flights if we bring the kids

So I don't need no freaking points plan when I have my parents love (and money)

Must be nice to be rich, brah.
hey I'm not the one who gets $300 porch bombs a few times a year
but it does help to have parents who value family time over expensive cars


My parents don't buy me that beer...or anything for that matter.

vansmack

  • Member
  • Posts: 17821
Re: random . . . randomness
« Reply #3629 on: November 08, 2016, 09:23:26 pm »
Chase Sapphire Reserve.
27>34