Concert Insurance

[BrettnotBritt]

So I'm aiming to a book a show later this summer at a small venue near my hometown, but the owner is stressing that I provide my own event insurance in case someone gets hurt. He said that only events that he promotes are covered. Has anyone worked with any event insurance providers and/or could recommend one to me? Much appreciated.

[DeathFromAbove1979]

Call your Homeowner's Insurance provider, if you have one, it might be covered under that liability, if not they might be able to point you in a better direction.

[vansmack]

Ask the owner who he uses.

[Vas Deferens]

You'll need what's called a Special Events policy.

Check this website:
http://www.csicoverage.com/SpecialEvents.aspx

They claim that their clients include Lollapalooza and Austin City Limits Festival.

They're inexpensive if it's just a small concert and you can add "liquor liability" if liquor is served.

[BrettnotBritt]

You'll need what's called a Special Events policy.

Check this website:
http://www.csicoverage.com/SpecialEvents.aspx

They claim that their clients include Lollapalooza and Austin City Limits Festival.

They're inexpensive if it's just a small concert and you can add "liquor liability" if liquor is served.

Thanks for the tips. Do I need liquor liability added? The venue would be providing the liquor, not myself. In other words, his employees would be working the bar, checking IDs, and so forth.

[Vas Deferens]

Yes, it doesn't matter who provides the liquor. I'm sure the venue would want to be added as an "additional insured" on your policy.