I could easily agree with the Governator point. And I'm not trying to convince you to move to CA - people live all over the place for a variety of reasons. It's more the reasons you have expressed as to why you wouldn't move.
Not knowing how old you are, I'm willing to bet that more people have died in your lifetime from snow/ice related accidents in the DC area then folks that have died from natural fire, flood and earthquakes combined in San Francisco (even the Bay Area) during that same time. It's a question of what daily/yearly risks you accept and what less frequently occurring risks you avoid because they are, I would contend, over hyped - like fire, floods and earthquakes in CA.
Yet somehow CA disasters are described as unnecessary and avoidable, but knowing that it's going to be icy nearly every year in a congested major metropolitan area with ill-equipped residents is not questioned.