We should start a finances thread, I think.
I'm definitely not one to give financial advice to anyone on here. I'm only stating what works for me, and hopefully I'm not telling anyone they should live like me, from a financial perspective.
I do think this guy manages to talk some sense though.
http://www.mrmoneymustache.com/And I do really think people should look into attachment parenting more though. Read the blog article I posted in atomic's baby store thread.