A. Between UVA, William and Mary and Va Tech, we have three of the top 75 schools right here in VA. She will go to a state school...unless somehow a top notch private school is cheaper.
B. She will be strongly encouraged to major in something useful and practical.
one of those schools has plenty of useful and practical majors
student loans will be a practical option, especially when you realize your child wants to live with their best friends off-campus and rent is $500 a month (financial curveball!), or they want to take five years instead of four (common, these days), or they want to do any of the other million dumb things college students do that cost a shit-ton of money.
while i find it sincere that you and chaz want to pay 100%, my parents said the same thing too, and my friends parents, and all my peers in school. my experience is it rarely happens. it's nice that your parents did that for you, but college is stupid expensive now, even in-state. i started school 8 years ago, and in that eight years, tuition increased 9k from where i started. 9k! when you're staring down 100k worth of expenses, you'll come to your senses and say "okay, i guess 20k in student loans for my child is reasonable". and you can tell me i'm full of shit, because honestly who am i to judge someone else's goals or aspirations, but consider finding some practical middle ground between where you are now and atomic's "let the child pay it all" as that day approaches and you begin to realize the actual costs and what your financial options are. and if you do manage to pay 100%, good on you and i'll buy you a beer next time i see you.