don't confuse willingness to gamble with wealth. ever been to a casino? ain't all rich folk there.
BTW, is your "They probably all went to good colleges, too" some sort of an indictment? going to a good school is a bad thing? people of less priviledged origins don't want to, and/or never do, go to good colleges?
EDIT: in order to get in on the walalce pity-train, i've just joined the side bet. seems only fair, given that i've been pitying brian for a some time now.