my opinion is ...unless it's a company card and you are able to keep the points (or things you purchase are reimbursed)
Points/Rewards are a fools errand...you can ALWAYS find a better deal on your own
you should look for the card with the biggest cash back
I've got the Blue Cash Card from American Express
3% at U.S supermarkets on up to $6,000 per year in purchases (then 1%);
2% at U.S gas stations;
1% on other purchases
Only bummer is the $75 fee
but the supermarket one covers that fee in just 1 month
Citi double cash looks like it might be the best deal now
I haven't done a lot of comparison on the air miles
but my understanding is it same...very few times where your miles are better than cash back
correct me if I'm wrong
Pre kids, we flew Southwest multiple times a year... even with kids we still fly at least once, maybe twice a year. Anyway, long story short, I don't think I've purchased a Southwest flight for at least four or five years because of the ridiculous amounts of points we have from our credit card. The last two years we've even had a companion pass which is where someone flies for free on every single flight.
So in this scenario, I feel like the points are better than $$$. I love the feeling of flying for the holidays for free vs. being like, "fuck, I just spent $1,500 to fly to the inlaws for four days."
Ya feel me sidehutch?
