My only financial advice: join a credit union for banking
SideFi approved!
My grandfather helped set up Credit Unions in poor minority areas in Michigan in the 50s and 60s so I'm a big supporter of Credit Unions
it's nice to work with a financial intuition that is vested in not screwing you over. Can sometime do great things when it comes to loans that a trad bank couldn't
although personally not currently a member of one right now
Ally really is the best, no fees, good interest, good cd's and get reimbursed for ATM. honestly not sure how they make money (obviously they take my measly savings and loan it out to other suckers with a little vic on top)