Yeah, didn't want to jinx it, but signed, sealed and money moved on 2.5% on a 30 yr fixed
saving over $320 a month is like getting a part-time minimum wage job
Was tempted to pay a little for 2 3/8'ths% for bragging rights
but if people are not refinancing their loans, they are leaving money on the table (unless they were already at a low 3% rate)
I basically spent 3-5 hours of work and now am getting 1.5 months of mortgage for free a year, for the life of this loan
The big problem for most Americans with such low rates, it impacts savings rates
I remember Ally was giving like 2% a year or so ago and it was one of if not the highest savings rate...and honestly that sucked
Now, getting .5% is the best you can do. Ergo... you are losing money by keeping it in the bank
Meanwhile, the stock market has been going gangbusters so there are lots of winners and losers
I'm also upping my caulk game and re-doing the caulking on the seam on the kitchen counter and the splashboard
Guy who did it before did a horrible job, I think part of the problem is the entire counter isn't level, but they made the splashboard level, so there is a 1/4 gap on one side and almost none on the other.
Also put up 3 shelves in the utility room and we can now see the floor again!
